![]() ![]() If you have any questions about this policy or are having problems receiving or stopping our text messages, please contact us using the following information: RNO Partners Limited 421 W. To access these websites, you will need a web browser and Internet access. Some of the text messages we send may include links to websites. In general the messages we send provide you with information about your account. It is our policy to send no more than 4 messages per month. We will include this information in the majority of messages that you receive. If you wish to stop receiving text messages, reply to any text message we have sent you and in the reply text simply type STOP.This policy applies to the text messages sent by Rno Partners Limited and its associates that operate under the trade name American Finance to our customers while and after they use our product. You agree and consent to be contacted by the Company, our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies and third party collectors through the use of email, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including the use of automatic telephone dialing systems, auto dialers or an artificial or prerecorded voice. We may terminate our text message program at any time. We will post changes to this text message policy on our website. We may modify this Text Message Policy at any time at our discretion. Please notify us immediately if you change mobile numbers or plan to provide your phone to another person. Accordingly, you should take steps to safeguard your phone and text messages if you want them to remain private. You understand the text messages we send may be seen by anyone with access to your phone. Your cellular provider’s Msg&Data Rates May Apply to our confirmation message and all subsequent messages. American Finance takes appropriate steps to ensure that this Policy is applied consistently and continuously through all aspects of its credit operations, including advertising and marketing, loan origination, processing, underwriting, closing, and loss mitigation activities.īy providing your cell number, you have provided us with consent to send you text messages in conjunction with the services you have requested. American Finance is fully committed to the principle that all decisions related to the granting or servicing of credit should be made with consideration of safe and sound business practices. The Policy is also adopted to prevent unlawful discriminatory practices in relation to its lending activities.Īmerican Finance will not discriminate with respect to any aspect of a credit decision on the basis of race, color, religion, national origin, sex, marital status, disability, age (provided that an applicant has the capacity to enter into a binding contract), receipt of income from any public assistance program, sexual orientation, the good faith exercise of any rights under the federal Consumer Credit Protection Act, or the good faith exercise of rights under any state law allowing or recognizing Registered Domestic Partnerships, Civil Unions, or other such similar unions or partnerships regardless of the title assigned to them. American Finance’s management team is responsible for establishing policies to ensure that operations and business practices reflect our strong commitment to fair and responsible lending, and that all employees are aware of that commitment.Īmerican Finance has adopted the Policy to promote compliance with all applicable state and federal laws ensuring fair lending and equal access to credit, including but not limited to the federal Equal Credit Opportunity Act (“ECOA”) and the Federal Reserve Board’s Regulation B (which implements ECOA). This Policy applies across all aspects of lending operations, including advertising and marketing, loan origination, processing, underwriting, closing, and loss mitigation activities.Īmerican Finance’s commitment to fair and responsible lending principles is demonstrated throughout the Company’s structure and organization, in employee accountability, through various monitoring and auditing programs and in education and training programs it offers. The success of the Fair & Responsible Lending Policy (the “Policy”) is the responsibility of the entire organization. Our employees strive to offer assistance, encouragement and service in a fair, equitable and consistent manner. It is American Finance’s policy to treat you with professionalism, courtesy and fairness.
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